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Count on us every step of the way.

Start by looking through the helpful refinance resources on this page. If you don’t see what you need or still have a question, do not hesitate to ask.

Refinance Options

Get a quick overview of your home financing options.

Home Loan Glossary

Find definitions of commonly used home lending terms.

The Refinance Process

Learn what to expect when you’re refinancing your home.

Credit 101

Discover the role credit plays in the home refinance process.

Appraisals 101

Get the facts about your home appraisal.

Home Loan FAQ

Get answers to frequently asked questions.

Personalized Refinance Advice

Find answers to your refinancing questions in your new SmartWatch report.

Some Answers

Here are some answers to questions many people ask about rates and fees:

Even if your current mortgage balance is more than your home is worth, you may still be able to refinance and lower your monthly payment through the Home Affordable Refinance Program (HARP). Learn more about HARP.
It depends, but in many cases, an appraisal is required. Learn more about appraisals.
Closing costs vary and are determined by mortgage type and where you live. These typically include lender fees and third party fees, such as for an appraisal and title insurance. Click here for a list of closing costs.