Many homeowners refinance after the death of a spouse or co-borrower. If you plan to refinance, submit a certified copy of your spouse’s death certificate with your County Recorder’s office, if the office has not already recorded it.
Taking this step will not affect the existing mortgage, but it does permit you to seek refinancing under your name. As a full-service mortgage company, we do offer refinancing options. Please visit the Home Refinance page to explore all your refinancing options, or call us at 1-800-700-9212.
To learn more about loan assumptions, visit our Assuming a loan page.