Rethink your mortgage with a refinance.

Refinancing may be able to help you lower your payment, pay off your mortgage sooner or even get cash out of your home.

Call 1-800-700-9212 now to talk with us about your refi needs.

Our Refinancing Process

We make sure everything is simple and straightforward. We’ll also make sure you understand what’s going on at every step. Here’s a bird’s-eye view of what to expect from the home loan refinancing process.
CONSULTATION
Your needs. Our ears.

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We’ll listen to what you’re looking for in a refinance, then show you the options that may fit you best.
APPLICATION
Make it happen.

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Provide documentation such as bank statements, pay stubs, and tax returns and then apply for your loan.
CLOSING
The home stretch.

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Sign the last document, and your refi is now officially yours.
Have a question? We’re here to help.

Your home loan refinance options

Fixed Rate Mortgage

Fixed Rate Mortgage

Lets you set the interest rate and monthly principal & interest (P&I) payment for the life of your loan.
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Fixed Rate Mortgage

Adjustable Rate Mortgage

Features a lower initial interest rate for 5, 7 or 10 years. Then, your rate and monthly P&I payment can change annually based on current interest rates.
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Fixed Rate Mortgage

Jumbo Loan

Features competitive rates on home loans that exceed current conforming limits established by regulation.
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Fixed Rate Mortgage

FHA Loan

Insured by the Federal Housing Administration (FHA), this can be one of the easier home loans for which to qualify.
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Fixed Rate Mortgage

VA Loan

Exclusively for veterans, active personnel, reservists, National Guard members and, in some cases, surviving spouses. Refi up to 100% of your home’s value.
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Fixed Rate Mortgage

Manufactured Home Loan

For the purchase of manufactured homes, which must be classified and titled as real property and be off-frame (no wheels).
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See something you like? Need more details?

Call us now: 1-800-700-9212

$127.66 a month lower by refinancing
That’s how much our Customers, on average, lower their payments when they refinance with us.*

*Average for customers whose no cash-out refinancings closed between 1/1/17 and 10/31/17.

Frequently Asked Questions

Can I refinance if my home has gone down in value?

Even if your current mortgage balance is more than your home is worth, you may still be able to refinance and lower your monthly payment through the Home Affordable Refinance Program (HARP). Learn more about HARP.

What are the benefits of refinancing?

You can refinance to lower your principal & interest (P&I) payment, pay off your loan sooner, get cash out of your home, or switch from an adjustable rate to a fixed rate. Get started now – call a Home Loan Specialist at 1-800-700-9212.

Do I qualify for the Home Affordable Refinance Program (HARP)?

You may be eligible for HARP if your mortgage is owned by either Fannie Mae or Freddie Mac and you are current with your mortgage payments. Call 1-800-700-9212 now to find out if you qualify for HARP.

Do I have to have a specific property in mind?

No. You can get prequalified or preapproved now and narrow your search by knowing how much home you can buy.

Refinance Calculators

Crunch the numbers before you refi with our online calculators.
Home loan calculator

Reviews

4.5 Average Customer Rating

Ease of Obtaining Loan

4.5

Customer Service

4.5

Responsiveness

4.5

Fees & Closing Costs

4.2

Speed of Obtaining Loan

4.3

Rate

4.4