Automatic Mortgage Payments

Make your life easier with automatic payments.

If you’re eligible, you can use our free ditech AutoPay service. ditech will automatically withdraw your payments from your bank checking or savings account. test

Why choose ditech AutoPay?

If eligible, you gain these key benefits of automatic payments:

  • Save time. You don’t have to write out checks and prepare envelopes each month.
  • Change the electronic payment date as often as you want. You can set up AutoPay to make the automatic payment on your due date or another date each month. Plus, you can adjust the date as many times as you need to accommodate your changing financial situation.
  • Avoid late fees. You won’t have to remember your payment each month so you avoid potential late fees.
  • Flexibility. Choose your payment date.
REGISTER FOR AUTOPAY
AutoPay FAQs

Can I apply additional amounts to my principal with AutoPay?

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Yes, you can pay extra any month.

If we receive a payment larger than the amount due, we apply the additional amount first to any outstanding fees and then to your principal balance.

Can I make an electronic mortgage payment?

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We offer a range of electronic mortgage payment options. The most popular option, provided at no charge, is AutoPay. It allows you to set up automatic payment withdrawal from your bank checking or savings account. You can also make a payment by mail, over the phone or through your secure online ditech account.

Register for AutoPay

Does the automatic payment have to be paid on my due date?

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No, you can set up AutoPay to make your payment on any date between your due date and your late fee assessment date.

For example, if your payment is due on the 1st and your late charge is assessed on the 16th, your payment can be made on any date between the 1st and 15th. Plus, you can change the payment date each month.

How do I modify any pending payments that I made through AutoPay?

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Our online payment functionality is limited to entering and processing payments only. If you need to modify or delete any pending payments made through AutoPay, please contact our Customer Service department at 1-800-643-0202 10 business days prior to the payment processing date.

How do I register for AutoPay?

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You can register for AutoPay, our free automatic payment service online. You first need to create an online account. Click on the link below to get started.

Register for AutoPay

Note that some restrictions apply, so some accounts may not be eligible for AutoPay due to account status.

Digital Alerts are Here!

Reminders make life easier. Sign up for free alerts from ditech. You’ll receive an alert each time we post your payment, and other helpful notifications.

Log in to MyAccount and click on Messages & Alerts to manage your alerts.

You can access your mortgage account information online — safely and securely.

The first step is to create an online account that gives you secure access.

Our Hours

Monday - Friday8am - 9pm ET

Saturday8am - 5pm ET

Sunday*1pm - 5pm ET

*Sunday Hours: Home Loan Specialists available for new loan applications only. Associates are not available for questions about existing accounts or applications in progress.

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