Convenient ways to make your ditech mortgage payment.

We make it easy for you to make your ditech mortgage payment and stay on track with your account. You can pay your mortgage online, set up automatic payments, wire us payments, use your bank’s bill paying service or mail your payments.

You can choose from any of the following payment methods:


AutoPay (Free).

This is the most popular mortgage payment option. It helps you avoid missed mortgage payments and late fees. With AutoPay, ditech automatically withdraws your monthly mortgage payment from your checking or savings account.

More about AutoPay

Login to MyAccount


Instant Electronic Payment (Free).

You can make a one-time electronic payment online with no fees or charges.

  1. Log into MyAccount
  2. Select Make a Payment

In addition to your ditech account information, provide the following information in the online form:

  • Your bank routing number
  • Your bank account number

Login to MyAccount


Automated Phone Payment ($10.00 fee).

You can set up a one-time electronic payment using ditech’s automated phone system for a convenience fee of $10.


Agent-Assisted Phone Payment ($19.00 fee).

A customer service agent can help you make a one-time electronic payment over the phone for a $19 fee.


Your Bank’s Bill Pay Service (Typically free, check with your bank).

Most financial institutions offer an automatic bill paying service. If yours does, you can ask your bank to transfer your mortgage payment each month from your checking or savings account to ditech.

Provide your bank with the following information:

  • Your ditech account number
  • Our name: Ditech Financial LLC
  • Our mailing address:

Ditech Payment Processing
PO Box 94710
Palatine, IL 60094-4710


Mail (Standard letter postage).

You can mail us your monthly mortgage payment. Be sure to send your payment early enough to arrive by the due date.

Include the following:

  • Payment via check or money order.
  • If you receive a paper statement, include the coupon from the bottom of your statement.
  • If you receive a GreenBill online billing statement, no coupon is needed. Simply note your account number on the check or money order.

Send your payment to the address shown on your statement with the information above.

Other ditech mailing addresses

Find the nearest U.S. Post Office


Western Union (Fee set by Western Union).

At a Western Union Location

You can find the nearest Western Union location at locations.westernunion.com or by calling 1-800-225-5227. You must pay in cash for both your mortgage payment and the Western Union fee.

Provide the following information to Western Union:

  • Your ditech account number
  • Payment made payable to: Ditech Financial LLC
  • ditech’s city/state code: ditech, MN

Find the nearest Western Union Location


MoneyGram® (Fee set by MoneyGram).

At a MoneyGram Location

You can find the nearest location at www.moneygram.com or by calling 1-800-926-9400. You must pay in cash for both your mortgage payment and the MoneyGram fee.

Provide the following information to MoneyGram:

  • Your 9-digit ditech account number
  • Payment made payable to: ditech
  • ditech’s receive code: 0314

Find the nearest MoneyGram location

 


PAYMENT FAQS

We offer several convenient options for making payments. They’re all listed on the Make a Payment page.
Yes, you can pay extra any month. If we receive a payment larger than the amount due, we apply the additional amount first to any outstanding fees and then to your principal balance.
You may be eligible to change your due date based on your account status and type of home loan. Please note that your account must be current to process a due date change. Loans backed by the Federal Housing Administration or the Veterans Administration are not eligible for due date changes. To request a payment due date change, submit your request in writing. Include:
  • Your 9-digit ditech account number
  • Your due date preference: available due dates are the 1st, 5th, 10th and 15th of each month.
  • The account holder’s signature on the request.
Mail your request to our Customer Service department: ditech Customer Service PO Box 6172 Rapid City, SD 57709-6172
No, you can set up AutoPay to make your payment on any date between your due date and your late fee assessment date. For example, if your payment is due on the 1st and your late charge is assessed on the 16th, your payment can be made on any date between the 1st and 15th. Plus, you can change the payment date each month.
Our online payment functionality is limited to entering and processing payments only. If you need to modify or delete any pending payments made through AutoPay, please contact our Customer Service department at 1-800-643-0202 10 business days prior to the payment processing date.
You can register for AutoPay, our free automatic payment service online. You first need to create an online account. Click on the link below to get started. Register for AutoPay Note that some restrictions apply, so some accounts may not be eligible for AutoPay due to account status.
Generally, payments will be posted to your account within 24 business hours of receipt.