Exclusive for ditech customers

Home financing just got smarter.

Making home financing decisions can be stressful. That’s why we introduced SmartWatch®, an online tool that’s helping ditech Customers make better decisions when refinancing or buying a home.

Each personalized SmartWatch report is filled with answers to questions you may have about your home loan options, such as:

  • Can you reduce your mortgage payment?
  • Can you save on interest?
  • Can you get cash out?
  • Do you have enough home equity for a down payment?

SmartWatch is just one more way we help our Customers choose the right home loan.

How can we help you?           

Already a ditech Customer?

Call 1-844-856-0016 Log in to MyAccount

SmartWatch FAQs

How does SmartWatch work?

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The answers in your SmartWatch report are based, in part, on your current ditech loan and your home's estimated value (determined using a statistical model with third-party valuation data). Your SmartWatch report shows you if you can reduce your loan payment by refinancing (and by how much), if you can get cash out and much more.

Is my current home loan right for me?

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If you're a ditech Customer, you can find the answer in your SmartWatch report. To view your report now, log in to MyAccount.

Is SmartWatch free?

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Absolutely. It's one more way we help Customers like you choose the right home loan.

What is SmartWatch?

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SmartWatch is ditech's new online tool that provides personalized answers to questions you may have about refinancing your current home or purchasing your next home.

To see your SmartWatch report, visit MyAccount and click on "SmartWatch".

Refinance Rates
Program Rate APR
15 Year Fixed 3.25% 3.501%
30 Year Fixed 4% 4.091%
FHA 30 Year Fixed 3.25% 4.625%
About these rates

Our Hours

Monday - Friday8am - 9pm ET

Saturday8am - 5pm ET

Sunday*1pm - 5pm ET

*Sunday Hours: Home Loan Specialists available for new loan applications only. Associates are not available for questions about existing accounts or applications in progress.

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