We’re here to help.

Count on us every step of the way.

Start by looking through the helpful home loan resources on this page. If you don’t see what you need or still have a question, do not hesitate to ask.

Home Loan Options

Get a quick overview of your home financing options.

Home Loan Glossary

Find definitions of commonly used home lending terms.

The Home Loan Process

Learn what to expect when you’re financing a home.

Your First-Time Homebuying Crash Course

From loan descriptions to great ways to save, we’ve got your first-time homebuying questions answered.

Credit 101

Discover the role credit plays in the home financing process.

Appraisals 101

Get the facts about your home appraisal.

Home Loan FAQ

Get answers to frequently asked questions.

Personalized Home Purchase Advice

Find answers to your home purchase questions in your new SmartWatch report.

Download Our Purchase Guide

Some Answers

Here are some answers to questions many people ask about rates and fees:

Amount charged to reduce the interest rate on a loan. Discount points are typically paid at closing and generally calculated to be a percentage of the total loan amount.
Generally, if your loan amount is more than 80% of the home's appraised value, you will be required to have PMI. This protects the lender if you default on your loan.
Closing costs may vary and are determined by mortgage type and geographic location. These typically include lender fees and third party fees, such as for an appraisal and title insurance. Click here for a list of typical closing costs.