Start by looking through the helpful home loan resources on this page. If you don’t see what you need or still have a question, don’t hesitate to ask.
Home Loan focused resources to help you succeed.
We typically look at your credit, assets, down payment, income and debts, along with an appraisal of the property. Learn more about the home loan process.
Prequalification through PURCHASE POWER™ provides an estimate of how much home you can buy. You supply us with some basic information about your finances. We give you a general estimate of the home loan amount for which you qualify and the monthly payment amounts. Get prequalified now – call a Home Loan Specialist at 1-800-700-9212.
With preapproval through PURCHASE POWER Plus, we verify the information you provide about your finances. We then provide you with a commitment letter that states that, subject to certain conditions, you will be approved for a specific loan amount and loan program. This allows you to shop with confidence, as sellers often prefer buyers who are preapproved when they bid on a home. Get preapproved now – call a Home Loan Specialist at 1-800-700-9212.
Not necessarily. Your credit score is only one of the factors taken into consideration when you apply for a home loan. We also review your employment history, income, debt and cash reserves.
Let’s go over the 5 steps to buying a home so you know what you’ll need to do before you can take a seat at the closing table.
This is where we talk it out and nail it down: which home loan is right for you.
You can apply right over the phone. One of our knowledgeable Home Loan Specialists will take all your info and answer any questions you may have.
The paperwork that shows your financial status: paystubs, W2, tax returns, bank statements, credit, etc.
Hooray, you applied. Here’s where the underwriters do their thing then make their decision about your home loan.
Ready, set, sign. Take care of the signatures and closing costs and you can call the place yours.