Applying for Your Loan

What to expect.

Understand the home loan process from application through closing.

Here is a quick overview of the application process. A Home Loan Specialist will guide you every step of the way.

If you are buying a home.

PURCHASE POWER™ – Prequalification

What this is: A general estimate of the home loan amount for which you qualify and the monthly payment amounts to help you set your buying budget.

What we need: Some basic information about your income, assets, debts and potential down payment.

Home Purchase Loan Application

What this is: An application for a home purchase loan.


Next: Getting Approved

Current Loan Rates
Program Rate APR
15 Year Fixed 3.125% 3.375%
FHA 30 Year Fixed 3.25% 4.595%
30 Year Fixed 3.75% 3.934%
About these rates

Our Hours

Monday - Friday8am - 9pm ET

Saturday8am - 5pm ET

Sunday*1pm - 5pm ET

*Sunday Hours: Home Loan Specialists available for new loan applications only. Associates are not available for questions about existing accounts or applications in progress.

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