Here is commonly requested information you should expect to provide when you apply for your home loan. You may be asked for additional documentation, depending on your situation.

  • Pay stubs – past 30 days’ pay stubs with year-to-date information for all jobs, for each borrower
  • W-2s – past two years’ tax forms
  • Asset statements – most recent two months’ statements for any assets listed on the application, such as savings/checking/retirement accounts, 401k
  • Copy of driver’s license or government ID
  • Proof of homeowner’s insurance – agent name, phone number and proof of insurance

Information collected

Personal information:

  • Social Security number
  • Date of birth
  • Email address
  • Phone number
  • Current address
  • Previous address if you’ve been in your current residence for less than two years

Employment information:

  • Employer’s name and address
  • Previous employer’s name and address if you’ve been at your current job less than two years

Other income & expenses information

  • Gross income amount, including secondary income, if applicable
  • Asset information, including the value of your banking, investment retirement and other accounts
  • Current expenses, such as credit card and loan payments, child support and other obligations
  • Purchase borrowers – property address, estimated purchase price, estimated down payment and requested loan amount
  • Refinance borrowers – property address, estimated value and requested loan amount

Preapproval borrowers can supply the property address and purchase agreement after they sign the purchase agreement.

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