Advantages of Manufactured Home Loans

ditech is proud to offer various types of manufactured home loans, including FHA, VA and conventional. Manufactured homes must be classified and titled as real property and be off-frame (no wheels).

Advantages of a ditech manufactured home loan include:

  • Affordable Rates
  • Down payments as low as 5%
  • Choose from FHA or conventional

Your manufactured home may qualify if it:

  • Was built on or after June 15, 1976
  • Has no wheels and is designed as a single-family dwelling
  • Has a minimum of 400 sq. ft. for an FHA mortgage
  • Has a minimum of 600 sq. ft. for a conventional loan
  • Is titled and classified as real estate
  • Is permanently affixed to the property site for more than 12 months

A Home Loan Specialist can help you decide which loan option is right for you. Read more about mortgages for factory made homes on our blog.