Fixed Rate Mortgage

A Fixed Rate for the Life of Your Loan

A fixed rate mortgage lets you set the interest rate and monthly principal & interest (P&I) payment for the life of your loan. Advantages of a ditech fixed rate mortgage include:

  • A low, fixed interest rate
  • The stability of a fixed monthly P&I payment
  • The option to secure an even lower interest rate with discount points
  • A down payment as low as 5 to 20% of the home’s value (if you are buying a home)
  • No prepayment penalty if you pay your loan off early
  • Flexible loan terms ranging from 10 to 30 years in 5-year increments

A fixed rate mortgage may be right for you if you are buying a home and:

  • You plan to stay in your home for 7 years or longer
  • You prefer the stability of fixed P&I payments
  • You have at least 5 to 20% of your home’s value to use as a down payment

Home Loan Specialist can help you decide which loan option is right for you.

Current Loan Rates
Program Rate APR
15 Year Fixed 3.125% 3.375%
FHA 30 Year Fixed 3.25% 4.595%
30 Year Fixed 3.75% 3.934%
About these rates

Our Hours

Monday - Friday8am - 9pm ET

Saturday8am - 5pm ET

Sunday*1pm - 5pm ET

*Sunday Hours: Home Loan Specialists available for new loan applications only. Associates are not available for questions about existing accounts or applications in progress.

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