Ready to buy?
Find the right home loan based on your needs.
We offer a wide range of home loan options, including fixed rate, adjustable rate, jumbo, FHA, VA and manufactured home loans. Your Home Loan Specialist can walk you through the benefits of each of these options.
Fixed Rate Mortgage
A fixed rate mortgage lets you set the interest rate and monthly principal & interest (P&I) payment for the life of your loan.
Adjustable Rate Mortgage
An adjustable rate mortgage (commonly known as an ARM) features a lower initial interest rate for 5, 7 or 10 years. Following this initial term, your rate and monthly P&I payment can change annually based on prevailing interest rates.
A jumbo loan features competitive rates on home loans in excess of current conforming limits.
Jumbo rates available on loan amounts from $424,001 ($636,001 in Alaska and Hawaii) to $1,500,000 on single-family, primary residences. Some restrictions apply to first-time home buyers. Not available in West Virginia.
Insured by the Federal Housing Administration (FHA), an FHA loan can be one of the easier home loans for which to qualify.
VA Loans are available exclusively to veterans, active-duty personnel, reservists, National Guard members and, in some cases, surviving spouses.
Manufactured Home Loan
Manufactured home loans are designed for the purchase of a manufactured home. Manufactured homes must be classified and titled as real property and be off-frame (no wheels).