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Pre-approval can give you a valuable advantage when shopping for a home because it can help you refine your home search by getting an estimate of how much home you can buy. Plus, when you’re pre-approved, the seller recognizes your ability — and your commitment — to purchase their home.
ditech can help guide you throughout the process and keep it easy, fast and convenient. You can count on us to be your trusted resource and answer any questions you have.
Please call us today 1-800-700-9212 or fill out the form below so we can help you get pre-approved for a mortgage and make the process that much simpler!
Learn more about why appraisals play a key role in the home loan approval process.
You’ve gotten this far, but there are some things you need to keep in mind moving forward.
Your loan preapproval means that our underwriting department has conditionally approved you for a mortgage loan based on a review of the credit information and documentation you provided. Final loan approval is subject to conditions, such as determining the suitability of the property and verifying that your financial condition or credit worthiness has not materially changed.
Application is required and is subject to credit review and approval. Full documentation required. Not all applicants will be approved. Loan secured by a lien against your property. Fees & charges apply and may vary by State, product, and loan amount. Terms, conditions & limitations apply. Additional payments of taxes & property insurance are required. Rates are subject to change without notice and current rates may not be available at loan commitment, lock-in or closing. You may be required to lock in a rate when you apply. Refinancing may increase the length of your loan and the total amount of interest you pay over the life of your loan. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details.