1-800-700-9212 BUY A HOME Home Purchase Overview Get an overview of your options and resources when buying a home. Home Loan Options Find the right home loan options based on your needs. First-time Homebuyers Learn everything you need to know before buying your first home. Get Pre-qualified Learn all about pre-qualification and get started. REFINANCE Refinance Overview Get an overview of your options and resources when refinancing. Refinance Options Find the right refinance loan options based on your needs. Cash Out Refinance Learn everything you need to know and get started with a cash-out loan. Get Started Take the steps to get started on your refinance. RESOURCES Calculators Learn the numbers that affect your loan. Find A Loan Specialist A Home Loan specialist can answer your questions and help you close. FAQs A compilation of answers to the most common homebuying, refinancing and account related questions. Our Blog Articles to help with your homebuying and homeownership journey. 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Select an option to proceed: resources-icon Resources loan-process-icon Loan Process loan-options-icon Loan Options get-started-icon Get Started Get Started Take Your First Step To Financing Your Home What is your full name?* What is your email address?* What is your phone number?* What state are you from?* - Select a state - Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Are you an existing ditech customer?* Yes No Are you an active or retired military?* Yes No By submitting this form, I expressly consent to receive auto dialed calls, prerecorded calls, and/or text messages from Ditech at the phone number provided above (Phone Number). I affirm that I am the subscriber of the Phone Number or that the subscriber of the Phone Number has authorized me to provide it. Home Loan Resources Calculators Get an idea about your payments, savings and other numbers that affect your loan. Find Out Blogs Get all the info you need on a wide range of mortgage and homeownership topics. Read Now Find a Loan Specialist A Home Loan Specialist can answer your questions and help you to close on time. Get Started Homebuyer Guide Daydreaming about buying your first home? We’ve been there. Let’s make that dream a reality. Download Home Loan Options Fixed Rate A fixed rate mortgage lets you set the interest rate and monthly principal & interest (P&I) payment for the life of your loan. Learn More Benefits Fixed interest rate Stable monthly mortgage payments (making budgeting easier) Flexible terms, ranging from 10 to 30 years in 5-year increments Simple to understand Learn More Adjustable Rate An adjustable rate mortgage (commonly known as an ARM) has an initial low, fixed rate period and then the rate adjusts with the current market conditions. Learn More Benefits Lower rates and payments in the initial term Rate caps to limit how much your interest rate can increase both yearly and over the life of the loan Lets borrowers take advantage of falling rates without needing to refi Learn More FHA Loan Insured by the Federal Housing Administration (FHA), an FHA loan can be one of the easier home loans for which to qualify. Learn More Benefits Lower rates than conventional loans Low down payment accepted Seller may pay up to 6% of closing costs Overall, an easier loan to qualify for Learn More VA Loan VA Loans are available exclusively to veterans, active-duty personnel, reservists, National Guard members and, in some cases, surviving spouses. Learn More Benefits Lower rates than conventional loans No down payment needed No mortgage insurance required Seller may pay up to 4% of closing costs An assumable mortgage Learn More Explore Your Loan Options Let us know your requirement, and we will help you find the right loan option for you. Start Here Mortgage Calculators Get an idea about your payments, savings and other numbers that effect your loan. Run your numbers 4.6 Average Customer Rating 9970 Reviews Read All Reviews Ease of Obtaining Loan - 4.6 Speed of Obtaining Loan - 4.4 Customer Service - 4.6 Responsiveness - 4.6 Read All Reviews Quick and Easy! Very quick and easy process. My loan specialist Brandan promised it would be, and it was. Thanks to Brandan, I felt comfortable the whole time. - Marge B Read All Reviews Home Loan Process Need Help? Please wait while we submit your information Do not hit the back button or navigate away from this screen Call 1-800-700-9212 Speak with one of our Home Loan Specialists. We are happy to help you!