Want to buy a home? We want to help.

Whether it’s your first home, next home, or even an investment property, we’ll find the right home loan option for you – and at the right rate.

Apply online for your home loan. It's easy and safe. Get started now!

Our Home Loan Process

(What to Expect)
Let’s go over the 5 steps to buying a home so you know what you’ll need to do before you can take a seat at the closing table.
CONSULTATION
Your needs. Our ears.

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This is where we talk it out and nail it down: which home loan is right for you.

APPLICATION
Make it happen.

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You can apply right over the phone. One of our knowledgeable Home Loan Specialists will take all your info and answer any questions you may have.

DOCUMENTATION
Get your docs in a row.

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The paperwork that shows your financial status: paystubs, W2, tax returns, bank statements, credit, etc.

PROCESSING
We’ll take it from here.

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Hooray, you applied. Here’s where the underwriters do their thing then make their decision about your home loan.

CLOSING
The home stretch.

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Ready, set, sign. Take care of the signatures and closing costs and you can call the place yours.

Have a question? We’re here to help.

Current Home Loan Rates

15 Year
Fixed
4.5%
RATE
4.604%
APR
30 Year
Fixed
4.875%
RATE
4.936%
APR
15 Year
Fixed
FHA
4.5%
RATE
4.604%
APR

Have a question? Call Today 1-800-700-9212

Your Home Loan Options

Fixed Rate Mortgage

Fixed Rate Mortgage

Lets you set the interest rate and monthly principal & interest (P&I) payment for the life of your loan.
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Fixed Rate Mortgage

Adjustable Rate Mortgage

Features a lower initial interest rate for 5, 7 or 10 years. Then, your rate and monthly P&I payment can change annually based on current interest rates.
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Fixed Rate Mortgage

Jumbo Loan

Features competitive rates on home loans that exceed current conforming limits – $424,101 in most areas of the continental U.S. ($636,151 in Alaska and Hawaii).
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Fixed Rate Mortgage

FHA Loan

Insured by the Federal Housing Administration (FHA), this can be one of the easier home loans for which to qualify.
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Fixed Rate Mortgage

VA Loan

Exclusively for veterans, active personnel and qualifying spouses. There’s no down payment required.
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Fixed Rate Mortgage

Manufactured Home Loan

For the purchase of manufactured homes, which must be classified and titled as real property and be off-frame (no wheels).
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See something you like? Need more details?

Call us now: 1-800-700-9212

or

Why you should get preapproved

By getting preapproved for a home loan, you’ll know how much home you can afford. And sellers will know you’re a buyer who’s serious about your offer.

Frequently Asked Questions

What do we consider when reviewing a mortgage application?

We typically look at your credit, assets, down payment, income and debts, along with an appraisal of the property. Learn more about the home loan process.

What does being prequalified mean?

Prequalification through PURCHASE POWER™ provides an estimate of how much home you can buy. You supply us with some basic information about your finances. We give you a general estimate of the home loan amount for which you qualify and the monthly payment amounts. Get prequalified now – call a Home Loan Specialist at 1-800-700-9212.

What does being preapproved mean?

With preapproval through PURCHASE POWER Plus, we verify the information you provide about your finances. We then provide you with a commitment letter that states that, subject to certain conditions, you will be approved for a specific loan amount and loan program. This allows you to shop with confidence, as sellers often prefer buyers who are preapproved when they bid on a home. Get preapproved now – call a Home Loan Specialist at 1-800-700-9212.

Will I be turned down for a loan if I’ve had credit problems?

Not necessarily. Your credit score is only one of the factors taken into consideration when you apply for a home loan. We also review your employment history, income, debt and cash reserves.

Home Loan Calculator

Crunch the numbers before you refi with our online calculators.
Home loan calculator

Reviews

4.7 Average Customer Rating

Ease of Obtaining Loan

4.5

Customer Service

4.7

Responsiveness

4.6

Fees & Closing Costs

4.4

Speed of Obtaining Loan

4.4

Rate

4.7

Your Crash Course
to First-Time Homebuying

Daydreaming about your first home? We've been there. Let's make that dream a reality.