ditech Adjustable Rate Mortgage

Ditech's Adjustable Rate Mortgage offers a low rate that is fixed for the first three, five or seven years. You enjoy both the low ARM rates and the security of knowing your monthly payments for the first few years.

Benefits

  • Get the low rates you thought you had missed
  • Plan for your future with fixed payments for the first three, five or seven years depending on the product
  • Enjoy greater purchasing power with lower monthly payments

Details

  • Our ARM products offer fixed rate periods of three, five or seven years before converting to an adjustable rate mortgage for the remainder of the term
  • After the initial fixed rate period, the rate adjusts once a year based on the current rate index
  • Loan to value (LTV) ratios up to 95%
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Disclosures

Rate is for advertised loan. Fees & charges apply. Subject to underwriting approval. Not all applicants will be approved. Minimum credit score of 731 required to be eligible for advertised rate. Full documentation & property insurance required. Loans secured by liens against your property. Consolidating debts may increase the time and /or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Your rate and term may vary. Lock in fee required to secure rate. Recent rate but subject to change without notice. Rate available on loan amounts from $250,001 to (A) $417,000 (contiguous US) and (B) $625,500 (AK and HI) on owner-occupied single-family residential properties. Call for details.