Lock in a low fixed-rate mortgage and leave fluctuating adjustable
rates behind. Rates going up? Rates going down? Who can predict? And for how long? With a low fixed
rate loan from Ditech, you can take advantage of the current falling rate environment to
lock in a stable, worry-free fixed-rate home loan.
Plus, a $395 Flat Lender Fee
1...
That means that all of these fees - Appraisal, Escrow, Notary, Lender Title Insurance,
Mortgage Recording and Processing - are included and covered!
All you have to do is call. A friendly, knowledgeable Ditech loan specialist will answer
your questions and guide you through the process so that it turns out just the way you want
- quick and easy.
Flat Fee available only on owner-occupied single-family residential
properties. Minimum loan amount is $100,000. On refinancings, the $395 Flat Fee includes the
escrow fee, appraisal fee, notary fees, processing, lender's title insurance and recording
the mortgage; borrower is responsible for new loan interest costs, outstanding property
liens, rate lock fee, taxes, insurance, association fees, seller fees, buyers' title
insurance, private mortgage insurance, and certifications. In NY, CEMA fees are paid by the
borrower. Application fee in New Jersey. Loan Processing Fee in Iowa. Service Fee in
Pennsylvania. Loan Origination Fee in Washington. Subject to underwriting approval. Not all
applicants will be approved. Full documentation & property insurance required. Loan
secured by a lien against your property. Terms, conditions & restrictions apply. For
example, as of 09/11/07, a $250,001 loan amount with a $395 Flat Fee and financed at 6.875%
(6.891% APR) for 30 years would result in 360 monthly principal and interest payments of
$1,642.33. Your rate and term may vary. Call the number above for details.
How Much Will My Payment Be?
This simple mortgage payment calculator allows you to estimate mortgage payments for any fixed rate loan. Complete the following fields and click the Calculate button to find out your mortgage payment.