Introducing the Real Life PlanSM from ditech

Imagine combining a competitively priced, low fixed-rate, 30-year first mortgage, a no lender fee home equity line and a free "Ditech Equity Rewards" MasterCard® that actually helps pay down your mortgage balance every time you use it. An exclusive ditech idea, it's what we call the Real Life PlanSM. There's never been a plan that makes it so easy to buy or refinance your dream home, have the money in place to fix it up (or use for other purposes), all while paying off your loan quicker when you use your credit card.

  • Approval over the phone in minutes
  • Backed by GMAC

How Much Home Can I Afford?

Fees & charges apply. Subject to underwriting approval. Not all applicants will be approved. Minimum credit score of 731 required to be eligible for above rate. Full documentation & property insurance required. Loans secured by liens against your property. Consolidating debts may increase the time and /or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. For example, as of 5/30/07, a $250,001 loan amount financed at 5.750% interest (5.983% APR) for 30 years, with 2 point discount, would result in 360 monthly payments of $1458.94. Your rate and term may vary. Lock in fee required to secure rate. Recent rate but subject to change without notice. Rate available on loan amounts from $250,001 to (A) $417,000 (contiguous US) and (B) $625,500 (AK and HI) on owner-occupied single-family residential properties. Call for details.