$49 2nd Mortgage Flat Fee

Do you know how much your home is worth? Would you like to turn your equity into cash that you can use for any purpose?

Ditech's low rate Home Equity loan with a Flat Fee of just $49 allows you to borrow up to 90% of your home's equity. Use the money to consolidate debt or make home improvements and close your loan quickly and easily.

With a $49 Second Mortgage Flat Fee* you can:

  • Pay off credit card debt
  • Cash out equity
  • Lower payments
Apply Now

Why Pay More?

Flat Fee Covers:

  • Credit Report
  • Title Search
  • Recording Fee
  • Flood Determination
  • Flood Certificate
  • Cost of appraisal up to $300

These are the fees not covered in the $49 Flat Fee:

  • Prepaid Interest - This amount represents interest paid to the lender for the number of days remaining in the month you close. (This amount will change based on the final date of closing.)
  • Intangible, mortgage, property and transfer taxes - (determined by the local county, city or state taxing authority, where applicable)
  • Private mortgage insurance premiums (if applicable)
  • Homeowner/Hazard insurance on your home (house insurance on your new property.)
  • Monies required to fund any escrow or impound accounts.

Disclosures

Rate is for advertised loan. Fees & charges apply. Subject to underwriting approval. Not all applicants will be approved. Minimum credit score of 731 required to be eligible for advertised rate. Full documentation & property insurance required. Loans secured by liens against your property. Consolidating debts may increase the time and /or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Your rate and term may vary. Lock in fee required to secure rate. Recent rate but subject to change without notice. Rate available on loan amounts from $250,001 to (A) $417,000 (contiguous US) and (B) $625,500 (AK and HI) on owner-occupied single-family residential properties. Call for details.